Estate Planning
What is estate planning?
Estate planning means deciding who should receive your assets after you, and making sure the paperwork, nominations, will and records, makes that happen smoothly.
It also covers providing your family with ready money and clear information at a difficult time.
This page is general information, not legal or tax advice. Wills, trusts and succession arrangements should be prepared with a qualified lawyer; we work alongside your lawyer and chartered accountant.
The risk estate planning addresses
Without a plan, families can face months of paperwork, frozen accounts and sometimes disputes, just when they need support. Simple steps taken today can save your family a great deal of stress.
Without it, you could face
- Assets stuck without a nominee or will
- Disputes between family members
- Your family unaware of what you own
- No ready money while assets are transferred
What estate planning gives you
-
Correct nominations
Every policy and investment with an up-to-date nominee.
-
A clear will
Pointers on making a will with a lawyer, so your wishes are followed.
-
Organised records
One place where your family can find every asset and contact.
-
Ready money
Life insurance that gives your family cash while other assets are transferred.
-
Fewer disputes
Clear instructions reduce the chance of family disagreements.
-
Regular updates
Reviews after marriage, a birth, a death or a major purchase.
Is this right for you?
If any of these sound like you, a short conversation with us is a good place to start.
Ask us a question- Anyone with a family who depends on them
- Parents of young children
- People with property or several investments
- Retirees
- NRIs with assets in India
Consultation, comparison, planning and ongoing support
We start by listing everything you own: insurance policies, mutual funds, deposits, property and other assets, and checking that each has the right nominee and ownership.
We help you organise clear records for your family, use life insurance to provide ready money, and work alongside your lawyer when you make or update your will.
-
Consultation
Insurance, investments, deposits, property and liabilities.
-
Comparison
Nominations, ownership and gaps against your wishes.
-
Plan & set-up
Update nominations, organise records and work with your lawyer on the will.
-
Ongoing support
Review after every major life event.
Estate Planning: common questions
No. In many cases a nominee receives the money on behalf of the legal heirs rather than as the final owner. Your nominations and your will should agree; a lawyer can advise on your situation.
If anyone depends on you, or you own any assets, a simple will makes things far easier for your family.
No. We help you organise your assets and nominations and work alongside a qualified lawyer, who prepares the will.