Mutual Fund Returns Calculator

Investment type

Investment amount

Monthly amount for a SIP, or the one-time amount for a lumpsum.

Expected return rate (p.a.)

Returns are not guaranteed.

Time period

Estimated value

–

Amount invested
Estimated returns

Amount invested: –
Estimated returns: –
Total value: –

Talk to us about investing

Illustrative estimates only, based on the assumptions you choose. Actual returns, rates and costs will vary.

About the Mutual Fund Returns calculator

Mutual fund returns depend on how you invest. A SIP adds a fixed amount every month; a lumpsum puts all the money to work at once.

Choose SIP or lumpsum, enter the amount, an expected return and the time period, and see what your investment could grow to.

How to use it

Move the sliders, or type a value into each box.
Watch the results and chart update as you go.
Try different assumptions to see what changes the outcome most, then talk to us about a plan.

The formula

SIP: FV = P × [ (1 + i)ⁿ − 1 ] ÷ i × (1 + i) · Lumpsum: FV = P × (1 + r)^t

P: monthly (SIP) or one-time (lumpsum) amount
i: monthly return; r: annual return
n: months; t: years

Example

A SIP of ₹10,000 a month for 10 years at 12% could grow to about ₹23,23,391; a one-time ₹5,00,000 at 12% for 10 years could grow to about ₹15,52,924.

Mutual fund investments are subject to market risks, read all scheme related documents carefully. Past performance is not indicative of future returns.

FAQs