Financial Solutions for Business Owners
Your money, in simple terms
As a business owner, your business and your family both depend on you. You may have no employer pension, no group health cover and an income that varies year to year.
We help you protect the business and your family, build personal wealth outside the business, and plan for the day you hand it on.
Your insurance, investment and planning needs
Each item links to a page that explains it in more detail.
Protection
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Your premises, stock and equipment
Cover against fire, theft and other damage.
Shop and office insurance -
Key-person and partnership cover
Money for the business if you or a partner can no longer work.
Succession planning -
Personal life and health cover
Protection for your family that does not depend on the business.
Term insurance
Investment
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Wealth outside the business
Do not keep everything in one basket; build personal investments too.
Wealth creation -
SIPs that fit uneven income
Start with a comfortable amount and add lump sums in good years.
SIP investment -
Tax planning
Use the deductions available to you, and choose the right regime.
Tax planning
Planning
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Your own retirement
No pension means you need a plan of your own.
Retirement planning -
Succession
Who takes over the business, and how it is funded.
Succession planning -
Estate planning
Clear nominations and a will so your family is not left in difficulty.
Estate planning
Mutual fund investments are subject to market risks, read all scheme related documents carefully. Past performance is not indicative of future returns.
Consultation, comparison, planning and ongoing support
Consultation
A free conversation about your situation, priorities and goals.
Comparison
Options from several insurers and fund houses, explained side by side.
Plan & set-up
A clear, prioritised plan, with all the paperwork handled for you.
Ongoing support
Renewals, reviews and claims support for as long as you need us.
For Business Owners: common questions
Basic cover for premises, stock and liability is often affordable compared with the loss it protects against. We compare quotes from several insurers.
A life policy taken by the business on someone it depends on, so it receives money to cope if that person dies.
Set a base SIP you can always afford and top it up with lump sums in good years. Our retirement calculator helps you find the target.