Lumpsum Calculator
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- Amount invested
- Estimated returns
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- Estimated returns
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- Total value
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Illustrative estimates only, based on the assumptions you choose. Actual returns, rates and costs will vary.
About the Lumpsum calculator
A lumpsum investment is a single, one-time investment, for example from a bonus, the sale of property or a maturing policy.
This calculator shows what that amount could grow to, assuming it compounds at a steady annual rate.
How to use it
- Move the sliders, or type a value into each box.
- Watch the results and chart update as you go.
- Try different assumptions to see what changes the outcome most, then talk to us about a plan.
The formula
FV = P × (1 + r)n
- P: amount invested
- r: expected annual return
- n: number of years
Example
₹1,00,000 invested for 10 years at an expected 12% a year could grow to about ₹3,10,585.
Mutual fund investments are subject to market risks, read all scheme related documents carefully. Past performance is not indicative of future returns.
Lumpsum Calculator: common questions
A lumpsum puts all your money to work at once; a SIP spreads your purchases over time and reduces timing risk. If you have a large sum, a systematic transfer plan (STP) is a middle path.
No. Market-linked returns vary; the calculator assumes a constant rate for illustration.
It depends on your time frame and risk comfort. For shorter goals, debt or hybrid funds may suit better. Talk to us before investing a large amount.
Want a plan, not just a number?
Book a free financial checkup and we'll turn these estimates into a plan that fits your life.